Construction Finance
Construction Finance or Real Estate Project Finance is a specialized commercial funding line through which leading Banks and NBFCs disburse stage-wise capital to developers for ongoing residential and commercial construction projects.
Funds are secured primarily against project sales receivables, land mortgage, and unsold developer inventory. With structured repayment tenures aligned with RERA delivery milestones, developers avoid cash crunches and maintain uninterrupted construction momentum.
Types of Real Estate Project Funding:
- Construction Funding: Financing hard and soft costs directly tied to civil progress.
- Receivables Discounting: Discounting future cash flows from flats/offices already booked by buyers.
- Inventory Financing: Working capital advances backed by ready-to-move-in or near-completion unsold inventory.