Personal Accident Insurance
While health insurance covers hospitalization expenses, it doesn't compensate for the income loss resulting from temporary or permanent accidental disabilities. That's where Personal Accident Insurance bridges the critical protection gap.
A personal accident policy offers 24x7 worldwide coverage against:
- Accidental Demise: 100% of sum insured paid to nominated family members.
- Permanent Total Disability (PTD): Up to 150% payout in cases of loss of sight, limbs, or paralysis.
- Permanent Partial Disability (PPD): Fixed percentage payout as per disability schedule.
- Temporary Total Disability (TTD): Weekly income compensation during recovery periods.
- Child Education Bonus: Financial support for dependent children's ongoing schooling.